Whether performing estate or retirement planning, two scenarios should be at the heart of your discussion: what happens to your estate when you pass away, and what will happen to your estate when your health declines and you need to rely on family and friends for assistance. Creating an estate plan can help protect your estate and ensure that your property passes according to your wishes in the event of your death. Most seniors today ignore the greatest risk to their estate

There are many different kinds of trusts, some more complex than others and were used in the past for tax benefits. While these tax benefits may have made sense in the past for the average family, due to recent changes in estate tax law, these trusts no longer provide the tax benefits they used to and come with a lofty cost down the road that many families are unaware of. For decades, lawyers routinely drafted A/B trusts for married couples in an attempt to utilize both spous